Terms of Use
Effective Date: July 22, 2026
Last Updated: July 22, 2026
These Terms of Use govern your access to and use of ClarityStart, a consumer information and marketing website operated by EmptyHorizon LLC (“ClarityStart,” “we,” “us,” or “our”).
By accessing or using this website, you agree to these Terms. If you do not agree, do not use the website.
1. Informational and Marketing Website
ClarityStart provides general consumer information and links visitors to independent third-party providers.
ClarityStart is not a:
Lender or loan broker
Bank or financial institution
Insurance company, agent, or broker
Credit-repair organization
Warranty company
Government agency
Legal, financial, insurance, or tax adviser
We do not make lending, insurance, underwriting, coverage, pricing, eligibility, or approval decisions.
Nothing on this website constitutes legal, financial, insurance, tax, or other professional advice.
2. Third-Party Products and Services
ClarityStart may provide links to independent third parties offering insurance, financial products, home services, warranties, and other consumer products or services.
When you follow a third-party link:
You leave ClarityStart.
Your interaction is directly with that third party.
The third party’s terms and privacy policy apply.
ClarityStart does not process your application.
ClarityStart does not determine whether you qualify.
ClarityStart does not control the provider’s prices, rates, terms, coverage, availability, or services.
You are responsible for reviewing a provider’s disclosures, terms, privacy policy, licensing information, and offer details before submitting information or entering into an agreement.
3. No Guarantee of Results
ClarityStart does not guarantee:
Approval for any product or service
Eligibility for a particular offer
Specific rates, prices, savings, or coverage
That every available provider or offer will be displayed
That a provider will contact you
The accuracy of information supplied by a third party
That any product or service will meet your needs
Offers may vary based on location, eligibility, provider requirements, market conditions, and other factors.
Any examples, estimates, or advertised results are illustrative unless expressly stated otherwise.
4. Advertising and Affiliate Compensation
ClarityStart is supported through advertising and marketing relationships.
EmptyHorizon LLC may receive compensation when visitors:
Click certain links
Visit a third-party website
Call a provider
Submit information directly to a third party
Purchase or enroll in a product or service
Compensation may influence which providers or offers appear, their placement, and how they are presented.
ClarityStart does not necessarily review, rank, or display every provider or offer available in the marketplace.
5. Accuracy of Website Information
We attempt to provide useful and reasonably accurate information. However, products, prices, rates, eligibility requirements, laws, and provider terms can change without notice.
We do not warrant that website content is complete, current, accurate, or free from errors.
You should confirm important information directly with the applicable provider before making a decision.
6. Eligibility and Acceptable Use
You must be at least 18 years old to use ClarityStart.
You agree not to:
Use the website for unlawful or fraudulent purposes
Interfere with the website’s operation or security
Attempt to gain unauthorized access to any system
Introduce malware or harmful code
Scrape, copy, or reproduce website content through automated means without permission
Misrepresent your identity or affiliation
Use website content to violate another person’s rights
Attempt to manipulate advertising, referral, or conversion tracking
We may restrict or terminate access when we reasonably believe these Terms have been violated.
7. Intellectual Property
Unless otherwise stated, the ClarityStart name, website design, written content, graphics, and other original materials are owned by or licensed to EmptyHorizon LLC and are protected by applicable intellectual-property laws.
You may use the website for personal, noncommercial purposes. You may not reproduce, distribute, modify, sell, republish, or commercially exploit website content without prior written permission.
Third-party names, trademarks, logos, and product information belong to their respective owners. Their appearance does not necessarily imply endorsement, partnership, or sponsorship.
8. Privacy
Your use of ClarityStart is also governed by our Privacy Policy, which explains how website and usage information may be collected and processed.
Information entered after leaving ClarityStart is governed by the receiving third party’s privacy policy.
9. Disclaimer of Warranties
To the fullest extent permitted by law, ClarityStart and its content are provided on an “as is” and “as available” basis.
EmptyHorizon LLC disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, availability, security, and non-infringement.
We do not guarantee that the website will always be available, uninterrupted, secure, or free from errors or harmful components.
Some jurisdictions do not permit certain warranty exclusions, so portions of this section may not apply to you.
10. Limitation of Liability
To the fullest extent permitted by law, EmptyHorizon LLC and its owners, employees, contractors, affiliates, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from:
Your use of or inability to use ClarityStart
Decisions made using website content
Third-party products, services, websites, or conduct
Unauthorized access to or alteration of information
Website interruptions, inaccuracies, or technical problems
Nothing in these Terms excludes liability that cannot legally be excluded or limited.
11. Indemnification
To the extent permitted by law, you agree to indemnify and hold harmless EmptyHorizon LLC and its owners, employees, contractors, and affiliates from claims, damages, losses, liabilities, and expenses arising from your unlawful use of ClarityStart or your material violation of these Terms.
12. Changes to the Website or Terms
We may modify, suspend, or discontinue any portion of ClarityStart at any time.
We may also update these Terms periodically. Updated Terms become effective when posted unless a different effective date is stated.
Your continued use of the website after an update constitutes acceptance of the revised Terms.
13. Governing Law
These Terms are governed by the laws of the Commonwealth of Virginia, without regard to conflict-of-law principles.
Any legal proceeding relating to these Terms or ClarityStart shall be brought in a court with appropriate jurisdiction in Virginia, unless applicable law requires otherwise.
14. Severability
If any provision of these Terms is found unenforceable, the remaining provisions will remain in effect. The unenforceable provision will be interpreted as closely as legally possible to its original purpose.
15. Entire Agreement
These Terms and the Privacy Policy constitute the entire agreement between you and EmptyHorizon LLC concerning your use of ClarityStart.
16. Contact Us
Questions about these Terms may be sent to:
ClarityStart
A consumer information website operated by EmptyHorizon LLC
Email: [email protected]
Website: https://claritystart.com